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THE mortgage stress crisis is being worsened by the boom in easy credit, with lenders approving loans. Amid concern over the growing practice of loans being approved with no on-site inspection, the Herald discovered yesterday how.

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Smaller sibling Freddie Mac will begin offering the loans next month. The two companies, which required bailouts during the financial crisis, own or guarantee about half of all U.S. mortgages, worth about $5 trillion. Kendra Ross was pre.

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Borrowers can use the good faith estimate of closing costs – commonly known as the GFE – to compare interest rates and closing costs on different loans and figure out which option makes the most sense. • Lender must be FHA-approved:.

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